Tag Archives: Age

In the absence of fraud, all statements made by applicants or Insureds will be deemed to be representations and not warranties.  No statement made for the objective of affecting protection will avoid protection or lessen advantages unless contained in a published application signed by the Contract Holder and a copy of these documents has been furnished to the Contract Holder.

Eligibility for coverage underneath this Contract is established by health-related threat classifications applicable to the applicant and his or her dependents.  Amongst the elements we think about when generating our underwriting choice are the health-related info requested on the application, and the sex and age of the applicant and his or her dependents.

Material Misrepresentations, omissions, concealment of facts and incorrect statements produced on an application or a healthcare statement by an applicant, Insured or a Agreement Holder which is found within two a long time of the issue date of the Agreement may possibly prevent payment of rewards below this Contract and may void this Agreement for the individual creating the misrepresentation, omission, concealment of facts or incorrect statement.  Fraudulent misstatements in the application or health care statement learned at any time, may end result in voidance of this Agreement or denial of any claims for the particular person making or accountable for the fraudulent misstatement.